Motorcycle insurance can vary significantly from state to state, averaging $702 per year in the United States. Because there are fewer motorcycles on the road versus cars, the insurance premiums options are more limited.
The above graphic is published on the website Howmuch.net and offers a visual representation to understand insurance costs. For instance, the insurance premium for motorcycles is based on the rider’s age and the amount of coverage that the rider is requesting. To begin with, the cost of motorcycle insurance varies significantly from state to state. For example, it may cost up to $1,360 per year in California, whereas in North Dakota, it can cost as little as $382. The large gap in price fluctuations are usually:
The length of the driving season
The number of automobiles on the road
The hazard of the streets